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Graduate Financial Aid Programs

Willamette Scholarships for LAW, MBA, MAT and M.Ed

Awards require full-time status and are applied toward your University tuition charges. Selection is based on your academic credentials. Contact the appropriate admission office for more information.

Student Loans

Most graduate financing comes from student loans. Typically students are able to apply for and receive sufficient funds from various federal loan sources. You must evaluate whether or not you need to borrow. The amounts on your award letter reflect the maximum funds available, however we encourage students to minimize indebtedness when at all possible.

Federal Direct Loan Program

Direct Subsidized Loans will no longer be available to graduate students after July 1, 2012.

Direct Unsubsidized Loans are available for a maximum of $20,500 annually. A FAFSA and a Federal Direct Loan Master Promissory Note (MPN) are required. The MPN can be completed online at www.studenloans.gov.

Direct Graduate PLUS are available to cover additional expenses (including living expenses) after the Direct Unsubsidized Loan.  The Direct Graduate PLUS loan is credit based and will not be final until a credit check has been successfully completed.  Direct Graduate PLUS Loans are more expensive (interest rates, fees, etc.) than the Direct Unsubsidized Loan and should be utilized only as a last resort.

Outside Resources

There are numerous scholarship search databases accessible through the Internet. The Smart Student Guide to Financial Aid, available through www.finaid.org, offers links to several scholarship search databases. You also will find excellent information on the aid process, descriptions of various loan programs, loan calculators for estimating repayment and budget worksheets.

Useful Tools

Helpful Documents

• In-School Budget Worksheet
• Financially Fit Worksheet

Other websites of potential interest.

• www.edfund.org (debt management and budgeting)
• www.fool.com (budget information, credit card rates, etc.)
• www.myfico.com (obtain your credit score)
• www.osac.state.or.us (Oregon student scholarship links)
• www.annualcreditreport.com (to get a free no-strings attached copy of your credit report from each of three credit bureaus)

Check our private scholarships web site for additional scholarship links.