Student Insurance
2012-13 Academic Year Student Health Insurance Information
Federal Health Care Reform Requires Increased Coverage for Willamette Students
The Patient Protection and Affordable Care Act (PPACA) was passed on March 23, 2010. On March 16, 2012 Health and Human Services ruled that insurance provided by a university for students must follow the PPACA guidelines. As a result of this ruling, the 2012-13 Willamette Student Health Insurance plan will offer comprehensive coverage that will support a student’s well-being and peace of mind while meeting the requirements of the PPACA and the US Dept. of Health & Human Services.
2012-13 Student Plan Information
The Willamette University sponsored student health insurance for the 12-13 school year is provided by Aetna. The full benefit information along with information regarding waiving and the link to the online waiver will be available July 16, 2012.
Dates
Academic Year 2012-2013 Dates of Coverage
Fall 2012: August 1, 2012 - January 6, 2013
Spring/Summer 2013: January 7, 2013 - July 31, 2013
Enrollment in Spring semester will automatically cover the student during the summer.
Insurance Requirement & Waiving Information
Willamette University will continue to require that all degree seeking half time or more domestic students and all international students carry medical insurance coverage comparable to that offered through the school’s comprehensive Student Health Plan. Student accounts will be charged the insurance fee up front at the beginning of the fall and spring semesters. Students with other medical insurance who wish to opt out of the Willamette Student Health Plan must complete a waiver each academic year. A waiver will require comparable coverage to the Willamette Student Health Plan.
Waiving deadlines and instructions will be available by July 16, 2012.
See chart for specific program credit requirement information.
Note: It is not necessary to be enrolled in the Willamette University Student Insurance plan to access medical or mental health services at Bishop Wellness Center. Many services at Bishop are provided at no charge to students.
Questions to Determine Plan Comparability
- Does your plan provide primary care services within 50 miles of Willamette University?
- Does your plan offer inpatient and outpatient mental health benefits?
- Does your plan pay for at least 80% of inpatient hospitalization?
- Does your plan cover at least $100,000 medical maximum per year?
- Does your plan have prescription coverage?
- Your health plan must be active and provide coverage throughout the academic year.
If You Have Insurance
If you have health insurance that is comparable to the Willamette Student Health Insurance Plan offered through a different insurance company (i.e., through a parent/guardian, employer, spouse, or other source) and DO NOT want to take part in the Willamette Plan, you must complete the online waiver petition by October 1, 2012 or you will be automatically enrolled in the Willamette plan and the charge, which must be paid, will remain on your student account.
If You Do Not Have Insurance
If you do not have health insurance no action is required. You will be automatically enrolled in the Willamette plan each semester you are eligible, and your student account will be charged. Students can visit www.aetnastudenthealth.com to download a temporary ID card on or after August 1, 2012. Permanent ID cards will be mailed after the waiver deadline of October 1, 2012.